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Credit Cards for People with Average or Above Average Credit Rating
The following Credit Cards are for People with Good Credit, with above average credit rating |
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The Chase Platinum Card
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0% Introductory APR for up to 12 months on all purchases and
balance transfers
Zero Liability on unauthorized transactions
No
Annual Fee
Interest-free grace
period when you pay your
bill in full each month
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% |
Up to 12 Months |
- |
None |
Yes |
Good Credit |
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American Express® Blue
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Enjoy the low APR — Enjoy a
0% APR on purchases for up to 15 months
Low Balance
Transfer APR — 3.99% Fixed APR for the life of the balance
Free Rewards Program — Earn
points redeemable for travel, merchandise, and more
No Annual Fee |
Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% |
Up to 15 Months |
- |
No |
Yes |
Good Credit |
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Discover® Platinum Card
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0% Intro APR* on Purchases and Balance Transfers for 12 months
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
$0 Fraud Liability Guarantee
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0%* |
12 Months |
- |
None* |
Yes* |
Good Credit* |
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Advanta Platinum Business |

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0% Intro APR on Balance Transfers for 12 months
Up to $50,000 credit line
No annual fee
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0%* |
16 months |
7.99% |
None* |
No* |
Good Credit* |
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Blue Cash For Business Amex
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Up to 5% cash rebate
No annual fee
0% APR during your first 6 months
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% |
6 months |
- |
none |
- |
- |
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Discover® Platinum
Gas Card |

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0% Intro APR*
No Annual Fee
Up to 5% Cashback Bonus® on your Gas purchases
Up to 1% Cashback Bonus® on all your other purchases |
Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% Intro APR* on Purchases and Balance Transfers for 12 Months |
12 Months |
9.99* |
None* |
Yes* |
Good Credit* |
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Chase Flexible Rewards
Platinum Visa® Card |

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Earn 1 point for every
dollar spent1 and turn everyday purchases into extraordinary
rewards
Cash back -
Redeem 3,500 points and receive a $25 check
Earn
1,000 bonus points with your first purchase
0%
APR for up to 12 months* and no annual fee
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% |
Up to 12 Months |
- |
None |
No |
Good Credit |
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Chase PerfectCard™
MasterCard® |

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6% rebates on ALL gas purchases at ANY gas station for the first 90 days
3% rebates on ALL gas purchases at ANY gas station after the first 90 days
1% rebates on ALL other purchases made anywhere
0% Intro APR
No annual fee |
Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% |
Depends on Credit |
- |
None |
- |
Good Credit |
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GM Flex Card |

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A full 1% cash back option
Earn a full 1% toward any new vehicle
Triple your Earnings to 3% toward an eligible, new GM vehicle
No Annual Fee
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% |
16 Months |
7.99% |
None |
No |
Good Credit |
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Chase BP Visa Rewards
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 | 0% APR for up to 6 months
No Annual Fee
Double Rebates for two months
5% rebates on all participating BP location purchases
2% rebates on all eligible travel and dining purchases
1% rebates on all other eligible purchases
No limit on rebates
Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% |
6 months |
- |
none |
- |
- |
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Chase Travel Plus Platinum
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0% Introductory APR on purchases and balance transfers for up to 12 months
Low annual fee of $29
1 mile for every dollar in purchases
Redeem miles for flights, hotel stays, car rentals, cruises and other travel related items
Choose from over 250 airlines without restrictions
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0% |
up to 12 months |
- |
$29 |
up to 12 months |
- |
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Discover Miles Card |

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Travel with no Restrictions – book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings
Earn Miles Faster – Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases
Redeem faster with more options – choose a travel credit to your account, gift cards from 50 brand-name Partners or cash
12,000 Bonus Miles*
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Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
0%* |
12 Months |
- |
None* |
Yes* |
Good Credit* |
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American Express® Gold
Delta SkyMiles® Business Card |

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15,000 bonus SkyMiles® with the first purchase
One SkyMile for virtually every dollar spent
Always Double Miles® on many everyday items
SkyMiles can be earned and redeemed on Continental Airlines and Northwest Airlines
Fast
approval with good
credit history |
Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
- |
- |
- |
- |
- |
Good Credit |
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Hilton HHonors Platinum
Card |
 | Get up to 20,000 HHonors® bonus points when you get the Card.
Earn 10,000 bonus points with your very first purchase*
Earn an additional 10,000 Hilton HHonors bonus points - that's 2,500 Hilton HHonors bonus points for each of your first four stays at any Hilton Family Hotel
Get 5 Hilton HHonors® bonus points for each eligible dollar spent on stays at over 2,700 Hilton Family hotels worldwide and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments, the U.S. Postal Service, and for wireless phone bills
Get 3 HHonors bonus points for every eligible dollar you spend on purchases
No annual fee
Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
- |
- |
- |
none |
- |
- |
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