Credit Cards for People with Less Than Average Credit The following Credit Cards are for People with Bad Credit, less than perfect credit or who are looking to re-establish their credit.
New Millennium Bank
Secured Black Diamond Mastercard®
New Millennium Bank has guaranteed your credit approval for up to $10,000* (with both cards) in secured credit! Build or rebuild your credit the SMART way with a NMB Secured Black Diamond Visa® or Mastercard® credit card! Approved regardless of credit history Credit limits up to $10,000* Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
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None
Executive PLUS
Prepaid MasterCard®
No Credit Checks No Annual Fees No Security Deposit No Employment Required
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
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None
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None
Imagine Gold Card
Regular Credit line increases1! Reports to all 3 Credit Bureaus! All applications accepted1 Less than perfect credit OK! Unsecured credit card
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
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None
Orchard Bank Secured
Mastercard
Reports to all 3 credit bureaus monthly, which can help improve your credit score Free Online 24-hour Account Access and Bill Pay Complete your application, including your security deposit, online Set your own credit limit Processing Fee: $0
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
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14.90%*
$35
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Orchard Bank Platinum
Mastercard
Enjoy the prestige of Platinum with no up front fees Premium Platinum benefits including Purchase Protection Great credit card to strengthen your credit Reports to all 3 credit bureaus monthly, which can help improve your credit score Free Online 24-hour Account Access and Bill Pay Periodic credit limit increases 4 Plastic Designs to choose from Processing Fee: $0
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
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14.90%*
$39-59
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Tribute Mastercard
Have bad credit or looking to establish your credit? Apply for an unsecured Tribute® MasterCard® Card and receive a 30-second online response - no fee to apply.
30 second online response No security deposit Unsecured MasterCard® Card
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
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None
Orchard Bank Silver
Mastercard
Great credit card to strengthen your credit Reports to all 3 credit bureaus monthly, which can help improve your credit score Free Online 24-hour Account Access and Bill Pay 4 Plastic Designs to choose from Choose your own Plastic Processing Fee: $49
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
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14.90%*
$49
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None
Orchard Bank Gold
Mastercard
Enjoy the prestige of a Gold MasterCard Receive Gold card privileges and benefits Great credit card to strengthen or rebuild your credit Reports to all 3 credit bureaus monthly, which can help improve your credit score Free Online 24-hour Account Access and Bill Pay Periodic credit limit increases 4 Plastic Designs to choose from
